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The Regional Geography of Household Credit, Debt, and Delinquency`

Over at Nationhood Lab, I wrote about the regional divides in household creditworthiness, debt, and delinquency and the correlations with lack of medical care, using the regional cultures described in American Nations.

At Nationhood Lab, we’ve previously shown how the characteristics of the rival colonization streams that spread across this continent in the 17th, 18th, and early 19th century begat and explain contemporary divides over politicsgun controlabortionimmigrationclimate change, and a wide range of health and well-being metrics, from life expectancy to diabetes. But the regional divides described in the American Nations model can also be seen in microeconomics, including consumer habits, behavior and creditworthiness.